In the summer of 2013, a high school student suffered a hit-and-run accident in Chattanooga. As reported in the news story on his accident, he was driving his motorcycle when a car (coming from either a driveway or side street) hit him. He was left for dead, but thankfully survived. But now, over a year later, it turns out he may need to have one of his arms amputated as a result of the damage sustained during the collision.
Even leaving aside the possible amputation for a moment, the teen’s medical bills have already mounted to over half a million dollars. This isn’t an unusual amount for a serious accident, for the following reasons:
- Long hospital stays. In this case, the teen spent time in a trauma unit and intensive care unit.
- Medical follow-ups.
- New medical equipment or living arrangements, in some cases – particularly when there’s paralysis and the need for a wheelchair.
Now, if he needs the amputation, it will add to the existing costs:
- The cost of the surgery to amputate the limb and possible amputation complications.
- The cost of the prosthetic arm he would need; this could amount to thousands of dollars, even tens of thousands.
- The cost of the rehab to help him learn to adapt to it and use it.
You might be wondering if insurance companies can cover the costs. The answer is that even for people who have insurance, the coverage may not extend to all kinds of medical treatment. When it comes to a prosthetic limb, for example, the company might only provide coverage for a very basic kind.
One of the reasons it’s important to work with Chattanooga personal injury attorneys is that you’ll increase your chances of getting the most coverage possible from your insurance company. In addition to that, your attorney will also help you try to obtain compensation from anyone responsible for your injuries. Beyond medical bills, the costs of such serious injuries can encompass many areas of life, including employment prospects. Don’t hesitate to contact us for advice and assistance.