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Tennessee’s Workers Compensation Claims In 7th Consecutive Year of Decline

In Workers Compensation by The Insiders

As workers’ compensation rates drop another 12.6 percent, the state of Tennessee is rapidly becoming one of the safest places to work. This is the seventh year in a row that rates have decreased, and it’s due in large part to safer workplaces and settlements outside the judicial system. Ever since the Tennessee General Assembly moved to an administrative settlement system, rates have continuously dropped, and they don’t plan on changing that system anytime soon. While it may seem that these measures benefit only the business owners, since they’re paying less to keep workers covered, the employees get to reap benefits as well. With improved workplace safety, the likelihood of getting injured in the first place has considerably decreased. That doesn’t mean it’s impossible, however, so you need to be prepared if you’re hurt at work in Tennessee. Learn how a workers’ compensation lawyer can help you get the coverage …

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What To Do When A Car Accident Is Caused By A Cell Phone

In Car Accidents by The Insiders

Using cell phones is a fact of modern life, and when you’re on the road, it can be hard to resist answering a call or responding to a text. While this temptation is certainly understandable, using a cell phone in a car is a form of distracted driving, and can easily cause a major accident that results in serious injuries. If you’ve been hurt in a car accident by a driver that was distracted by their cell phone, you may be able to pursue damages in a lawsuit, making it a good idea to examine this issue in closer detail. Here are a few facts to consider if a car accident caused by cell phone usage has resulted in you suffering a major injury that interferes with your life. Cell Phones and Negligence In a car accident lawsuit, the key factor is proving that the negligence of the other driver …

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Your Tennessee Auto Accident Lawyer

In Car Accidents by The Insiders

There is almost no more devastating or life-altering experience than being involved in a major car accident. After a serious wreck, you’ll likely have to spend time recovering from injuries, and depending on the severity of these injuries it’s possible you will be out of work for days, weeks, and months. To deal with the medical bills and lost income that often result from car accidents, many victims choose to file a personal injury lawsuit against the at-fault party, and if you’re considering this path, you need help from the team at the McMahan Law Firm. Find out why you should hire an auto accident lawyer after you’ve been in a major wreck and learn our knowledgeable legal team can assist you. Acting After an Accident In the immediate aftermath of a car accident, you should be sure that you are doing everything you can to protect your rights. Learning …

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What Happens If I’m In A Car Accident In A Leased Vehicle?

In Car Accidents by The Insiders

Not every person wants the responsibility of owning a vehicle, which is why thousands of motorists instead choose to lease their cars. While leasing a car can be a good option for many people, it can also make things a little tricky if your leased car is involved in a car accident. If you’ve never been in an accident with a leased vehicle, it can be hard to know how you should respond to protect your health and your legal rights. Here is some advice for effectively dealing with a car accident in a leased vehicle so that you can fully protect yourself after your car wreck. Your First Steps After your leased car has been struck by another driver, there are several tasks that you must complete. However, your first step should be making sure that you and the other driver are safe. If either of you or your …

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How To Prove Fault After You’ve Been Hurt In An Accident

In Car Accidents by The Insiders

Being involved in an accident can result in devastating consequences, including injuries that will limit your ability to work, if not removing it entirely. After you’ve suffered a serious accident, you may be thinking about filing a personal injury lawsuit, and if so, your primary responsibility will be proving fault. Fault is the deciding factor in a personal injury lawsuit, and unless you can prove that your accident was caused by the action, or lack thereof, of another person, it will be almost impossible to win your claim. Here are some strategies for proving fault after an accident that you should keep in mind when you’re planning to file a personal injury suit. Who is Liable? After an accident, one of the most important issues is deciding who was liable for the event. In most cases, liability is determined using something known as the rule of carelessness. With this rule, …

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What An Insurance Adjuster Is Responsible For After Your Accident

In Car Accidents by The Insiders

Any time you’re in an accident, you’re going to find yourself frantically asking the question, “what is an insurance adjuster?” These people are going to be your first point of contact whenever you file a claim in an injury case. Their job is to get the case settled, and settled quickly. They can also be very frustrating to work with as they put pressure on you to settle for a sum that’s far lower than your case is worth. If you’re wondering what exactly these people do, and who they are, wonder no more. Learn all about the job duties of an insurance adjuster, how they play a role in your injury case, and how to beat their non-payment tactics. What Is an Insurance Adjuster? An insurance adjuster is, quite simply, someone employed by an insurance company to settle cases quickly. Some of them are directly employed by the insurer …

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Why The Causes Of A Truck Accident Can Be Complicated

In Truck accident by The Insiders

Truck accidents only account for about 3% total of all vehicular accidents on the road, but their incidents are on the rise quickly, despite the fact that we’re more aware than ever of the safety concerns and despite passing of new laws to keep people safe. In fact, these accidents are up by nearly 1% per year over the past 20 years. Because of the sheer size and weight of the vehicles involved, truck accidents can be truly catastrophic, resulting in the kind of damage that can utterly destroy lives. Learn why truck accident causes can be so varied, why this can cause serious complexities in your injury case, and why you need a truck accident lawyer. Truck Accident Causes There can be many different truck accident causes that can result in serious injury or even death. Of course, the first one that comes to mind is driver error. When …

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Requesting Copies Of Your Medical Records In Tennessee

In Personal Injury by The Insiders

A person’s medical records are an extremely important tool, both for keeping track of their health and potentially as evidence in a personal injury lawsuit. Medical records can also be important when visiting a new doctor or seeing a specialist for treatment of a complex condition. While it’s usually easy to get copies of your medical records, there are a variety of laws related to these important documents, and learning about these laws is the best way to make sure you can get the records that you need. Here is some advice for getting medical records in Tennessee and information about some of the rules for receiving access to these documents. Who Can Get Records? Although there are also individual state regulations related to medical records, generally, these records are covered by the federal Health Information Portability and Accountability Act (HIPAA). Under HIPAA, every person has a right to copies …

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Can I File A Wrongful Death Lawsuit?

In Wrongful Death by The Insiders

Losing a loved one is one of the most trying situations you can ever experience, and this devastating event is even harder when your loved one died due to the carelessness or intentional actions of another person. When someone you care about has died due to someone else’s negligence, you may have the ability to file a wrongful death lawsuit. A wrongful death lawsuit is a civil lawsuit you can use to pursue damage after the death of a loved one. However, only certain people are allowed to file a wrongful death suit, making it a good idea to examine this issue in closer detail. Find out who can file a wrongful death lawsuit and learn why you should hire a wrongful death attorney if you want to pursue this type of civil suit. Wrongful Death in Tennessee Every state treats wrongful death cases differently, and in Tennessee, these cases …

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Avoid Accidents In Unfavorable Weather Conditions

In Car Accidents by The Insiders

It doesn’t matter whether you’re in the snowy north, the blazing hot southern deserts or the humid coastal climes, there’s always a chance for adverse weather conditions to crop up. From hot roads to blazing winds to rain, snow, and ice, these road conditions make it difficult—and dangerous—to drive. If you’re not careful, you can end up in an accident. Fortunately, just taking a few basic precautions and being aware of these conditions can make all the difference. So what are the different dangerous road conditions you might encounter, and how can you prepare for the worst in all occasions? Let’s take a look at some tips and advice for driving in adverse weather conditions, and learn how you can keep yourself and other drivers on the road safe. Driving in Adverse Weather Driving in adverse weather, in general, just requires a bit of caution and a lot of awareness …

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Christmas Tree Safety Guide For The Holiday

In Firm News by The Insiders

Christmas trees, in many ways and for many people, are the archetypal image of the holiday season. They’re an example of everything it’s about—festivity, bright lights and beauty. Unfortunately, the winter months are also some of the most dangerous of the year, when house fires increase and a season of joy can quickly turn to disaster for too many people. The good news is, you can avoid many of these accidents by simply using a bit of extra vigilance and care in your decorative habits. Be extra careful with your Christmas tree safety, so that you can ensure your holiday season will be fun and memorable. Holiday Decoration Accidents Did you know that there are an estimated 210 home fires every year that start with Christmas trees? Many of these fires begin with lights and electrical equipment. Others occur due to the tree being too dry or too close to …

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Winter Season Safety Tips

In Firm News by The Insiders

Early winter means festive times, celebration, parties, beautiful lighting display and feasts of fellowship, love, and joy. It also, unfortunately, means the highest rate of accidents every year. House fires increase exponentially at this time of year, with many caused by cooking accidents and others caused by Christmas trees and holiday lighting displays. Avoiding these problems and keeping your loved ones safe this holiday season means being vigilant and careful in everything you do. Discover some important winter safety tips to help you to avoid accidents and to keep you safe both at home and during travel this holiday season. Winter Fire Safety by the Numbers Following our winter safety tips means understanding how holiday fires happen. There is an average of 210 house fires every year which start at the Christmas Tree. On average, these fires result in 16 injuries, 6 fatalities, and over $16 million in property damage …