No matter how careful we try to be on the job, accidents happen. Oftentimes, high-risk jobs require special training that enables workers to deal with hazardous chemicals and substances. Workers try to be as careful as they can but freak accidents still occur.
On the other hand, jobs that are not hazardous still can be quite risky. If employers do not maintain the premises or properly train staff, employees can be seriously injured. You may have recently suffered from a work accident and you may believe your employer is responsible. In order to receive justice, you need to file a claim against the employer’s workers’ comp insurance.
Employees can file a claim on their own, but it is in your best interest to hire a Knoxville workers’ comp lawyer to assist you with the claims process. Workers’ comp lawyers have extensive knowledge of the rules and regulations regarding workers’ comp insurance. McMahan Law Firm explains what to do if you are hurt on the job in Knoxville and how an experienced lawyer can help.
What Are the Signs of a Good Workers’ Comp Attorney?
An excellent workers’ comp attorney will have a few qualities that makes them stand out from the rest. Speak to people that have gone through personal injury claims before and ask them to advocate on your behalf. They should be able to tell you which lawyers they prefer and who to stay away from.
The internet can be a great source of information, but you must proceed with caution. People can embellish their qualifications online and you will not find out until it is too late. It is important to have someone vet the lawyer such as a former client or the bar association.
Filing A Claim
Once you have selected the right workers’ comp lawyer, it is time to file your insurance claim. The first thing you need to do is seek medical attention. Medical professionals and records are important because they will provide physical evidence and testimony that proves you suffered an injury.
Next, you must inform your employer of the incident. They may already be aware that an accident occurred but they will not assume you are injured unless you tell them. Some employers may even refuse to allow you to file a claim. Notification is a very important step in the process.
After the employer has been notified, they will give you forms to complete. It is their duty to submit the forms to the insurance company to have your claim approved. In some states, you may be required to file a claim with the state’s worker’s comp insurance program. During this process, it is important to be mindful of the statute of limitations which is one year or less.
Evidence and Medical Records
The process seems fairly simple but things can get very tricky. Oftentimes, employers and insurance companies will try to dispute your claims in an effort to save money. They will also limit your claims amount if you cannot prove that the injury caused you to lose wages. Having the proper medical records and evidence will help you fight opposition from your employer and the insurance carrier.
Contact a Knoxville Workers’ Comp Lawyer
Victims of work-related injuries need an advocate that can truly help them overcome the adversities they face. McMahan Law Firm has a highly-qualified team of Knoxville workers’ comp lawyers that can help you receive the compensation you deserve. We work diligently to offer our advice, support and legal aid to those who need it. Contact us today for a free case review.