When you’re hurt on the job, workers’ compensation is there to protect you. Most employers must, by law, carry this form of no-fault insurance so if you get hurt in the normal course of your duties, you can receive a portion of your salary as well as coverage for all of your medical bills. Far too often, however, workers’ comp claims are denied. When that happens, Chattanooga workers’ comp lawyers can help make sure you get the benefits you need. Call Jay and Brent at the McMahan Law Firm at 423-265-1100, and get your free case review today!
Were You Injured on the Job?
Workplace injuries can be overwhelming, leaving you with medical expenses and lost income. A workers' comp lawyer in Chattanooga from The McMahan Law Firm will fight for your rights and help ensure you receive the workers' compensation benefits you may deserve under the law. Reach out to us for experienced legal support.
Getting Help Is Fast and Easy
If you need help pursuing workers’ comp, it just takes a phone call to get our experienced attorneys on your case.
You Deserve Compensation
Workers’ comp is in place to protect you, and you’re entitled to these benefits. Let us help you fight for what you’re owed.
No Fees Upfront
You’ll pay no fees upfront for your case. In fact, you won’t owe us a dime unless we get you the benefits you deserve.
On Your Side in the Toughest Times
When you get hurt at work, you deserve the benefits you need to cover your expenses and give you the time you need to get well again. Workers’ compensation is supposed to protect you and help you pay for your medical bills, reimburse you for the wages you’re losing when you can’t work, and allow you to focus on getting better. When your claim is denied, it can feel like a real betrayal — and we see it all too often. That’s why our Chattanooga, TN, workers’ comp lawyers are here to help protect your right to these benefits.
Insurance Companies deny legitimate claims, and people like you suffer as a result. We’re here to fight to help you get the benefits you need, challenge your denials, and turn things around. Let us take on the fight so you can keep your focus where it belongs: on getting better.
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Understanding Workers’ Compensation Benefits
There are a variety of benefits to which you’re entitled under workers’ compensation. Here’s a quick breakdown.
These are benefits to cover the overall medical costs of your recovery and, in many ways, are the core of your benefits. They cover your doctor visits, medical procedures, physical therapy, transportation to and from your doctors’ offices, and other medical expenses you acquire as you work toward getting better again.
You may be eligible for disability benefits, but your specific situation will determine what benefits you may receive.
- Temporary Partial Disability Benefits: These benefits cover your lost wages for a period of time while you are able to work some but are expected to get well and return to your normal work schedule.
- Temporary Total Disability Benefits: These benefits are designed to cover your lost wages if you can’t work at all and are based on the idea that you have recovered all you will and won’t get any better.
- Permanent Partial Disability Benefits: These cover you based on the diagnosis that you’ll partially recover but will always be somewhat disabled.
- Permanent Total Disability Benefits: These are available to those who will never get better and won’t be able to work anymore.
Death benefits are in place to protect those left behind, including the spouse or dependents, when someone dies because of an accident at work. Death benefits exist to cover funeral and burial costs, all medical expenses up to the passing of the deceased, and partial lost support from wages the deceased would have earned.
Protecting Your Rights
Workplace accidents can happen to anyone at any time, and workers’ comp is supposed to be in place as a no-fault system to protect workers. Accidents we work with frequently as workers’ comp attorneys include:
- Injuries occurring from lifting or carrying objects
- Slip-and-fall accidents while moving around the office
- Work-related environmental illness
- Car accidents during business-related travel
- Any other incident that occurs in the ordinary course of work
Filing a Workers’ Comp Claim in Tennessee
If you’re injured in the normal course of work in Tennessee, report your injury to your supervisor as soon as possible, but at the latest, within 15 days of the injury date. Your supervisor will complete the necessary workers’ compensation forms and direct you to an approved doctor.
You must visit an authorized physician provided by your employer. When you select the one that best suits your needs, you’ll sign a work injury agreement your supervisor provides. Keep up with your records during your recovery. This will be important if your case requires a review, or if we need to fight a denial down the road.
Were You Hurt While Doing Your Job?
Jay and Brent, your Chattanooga, TN, workers’ comp lawyers at the McMahan Law Firm, are ready to help you fight for the benefits you deserve.
Workers’ Comp FAQs
Any injury you suffer during your normal work duties is considered a workplace injury. This covers everything from back injuries from picking up large objects to slip and fall accidents while walking around the office. It covers injuries from using heavy machinery, illnesses you contract from working conditions, and even being in a car accident if you’re on your way to a client’s office.
If the injury you suffer is outside the scope of your normal or assigned duties, however, you may not be covered. For example, if you get into a fistfight with another employee in the staff cafeteria, this is not covered by workers’ comp. If you’re not sure whether your injury is a workplace injury, Jay & Brent are the board-certified Tennessee workers’ comp lawyers who can give you the answer. Just give us a call today to get started!
Workers’ compensation is supposed to protect any worker who gets hurt at work, but all too often, claims are denied. Hiring a Chattanooga, TN, workers’ comp lawyer can give you a better chance to avoid mistakes and get the benefits you need.
No! Workers’ compensation is a no-fault form of insurance your employer carries, which means as long as your accident happens in the normal course of work, you don’t have to prove someone else acted poorly to get covered.
If you get hurt doing something outside the normal scope of your work duties, you may not be covered. For example, if you get into a fight with a co-worker while you’re on the clock, that may not be covered.
In most cases, if you’re covered by workers’ comp, then no. You can’t sue your employer if you’re injured at work. But, don’t worry! Workers’ comp exists so you don’t have to go through a long, drawn-out process of suing an employer. With the right legal strategy to get you the workers’ comp benefits you need, you shouldn’t need to sue your employer to get the benefits you deserve.
In Tennessee, workers’ comp is an “exclusive remedy,” which means that by accepting a job covered by workers’ comp, you forgo your right to sue. Though, there are a few exceptions to suing for an injury at the workplace.
If you are worried about receiving the compensation you need for your injuries, Jay & Brent are the experienced workers’ comp attorneys who can guide you. Just give us a call and we will help you determine the next best steps for your case.
With only a very few exceptions, almost every business in Tennessee must carry workers’ compensation. If your boss tells you you’re not covered, you should immediately contact a workers’ comp attorney and ask them about your options.
You cannot sue your employer for a workplace injury. But, you can qualify for workers’ compensation when you are injured on the job. There are important deadlines you must meet to qualify for workers’ compensation benefits.
If injured at work, you must report your injury to your employer to begin a claim for workers’ compensation. In most cases in Tennessee, you have 15 calendar days from the moment you realized you were injured to report the injury to your employer. After your report, your employer will complete the necessary paperwork and submit it to the Tennessee Department of Labor & Workforce Development.
Don’t miss out on the compensation and benefits you deserve by missing deadlines for your case. Anytime you’re injured at work, it’s a good idea to work with a qualified and experienced workers’ comp attorney for the best chance at ensuring that your claim goes as smoothly as possible.
You cannot sue workers’ comp for pain and suffering. Workers’ compensation is in place to cover your medical bills until you reach a period of maximum medical improvement. It also covers a partial loss of your lost wages while you remain injured and unable to work.
Workers’ comp is not the same as a personal injury case, where pain and suffering losses may be considered for compensation by an individual’s insurance coverage. For more information on navigating workers’ comp in Tennessee, get in touch with Jay & Brent and get your free case review today.
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