A woman holds her leg in pain while sitting on the sofa.

The Short Answer:

To file a personal injury lawsuit in Tennessee, you typically start by seeking medical attention, gathering evidence of negligence, and consulting a personal injury attorney. From there, your lawyer can help file a complaint within the statute of limitations (one year from the date of injury). This legal document starts the lawsuit process and outlines your claim for damages like medical bills, lost wages, and pain and suffering.

Get Your FREE Case Review

Key Takeaways

  • Act quickly: Tennessee has a 1-year statute of limitations for personal injury lawsuits, so it’s important to begin your claim as soon as possible.
  • Seek medical treatment first: Getting immediate medical care creates documentation essential for your case.
  • Negligence is key: You must prove that another party’s negligence caused your injury to file a valid claim.
  • Evidence matters: Photos, witness statements, medical records, and police reports can strengthen your case.
  • You don’t file alone: A personal injury lawyer can guide you through the legal process and help protect your rights.
  • Filing means serving a complaint: The lawsuit officially begins when a complaint is filed and served to the defendant.
  • Most cases settle: While some cases go to trial, many are resolved through negotiation or mediation.

1. Seek Immediate Medical Attention

Your health is always the top priority. After any injury, seek medical attention as soon as possible, even if your injuries seem minor. Not only does this ensure you receive proper treatment, but it also creates an official medical record that can serve as vital evidence in your case. In Tennessee, documentation of your injuries will play a critical role in determining your compensation.

2. Document the Incident

Gathering evidence early is essential to building a strong case. Start by taking photos or videos of the accident scene, any visible injuries, and any property damage. Collect contact information from witnesses and request a copy of any incident reports, such as police or accident reports. If available, obtain security footage or other relevant documentation. The more evidence you gather, the stronger your case will be.

3. Consult a Personal Injury Attorney

Contact The McMahan Law Firm for a free consultation. Our attorneys can assess your case, explain your rights under Tennessee law, and ensure you are taking the correct legal steps. Most importantly, we operate on a contingency fee basis, meaning we don’t get paid unless we secure compensation for you.

4. File an Insurance Claim

Once you have legal guidance, the next step is often to file a claim with the relevant insurance company. This might include auto, property, or another type of insurance, depending on the nature of the accident. Your attorney can help you navigate this process, ensuring that your claim is filed correctly and promptly.

5. Evaluate Your Damages

Work closely with your attorney to determine the full extent of your damages. This includes:

  • Medical expenses: Current and future medical costs for treatment, surgeries, rehabilitation, and medications.
  • Lost wages: Compensation for time you’ve missed from work and any future income you may lose due to your injuries.
  • Pain and suffering: Non-economic damages that account for the emotional distress, trauma, and reduced quality of life caused by your injury.

In Tennessee, courts also recognize “comparative negligence,” which means if you are partially at fault for your injury, your compensation could be reduced proportionally.

6. Serve a Demand Letter & Negotiate a Settlement

Once your damages are evaluated, your attorney will draft a demand letter to the insurance company or at-fault party. This letter will outline:

  • The details of the accident
  • The at-fault party’s liability
  • The damages you have incurred
  • The compensation you are seeking

This demand letter marks the beginning of settlement negotiations. Most cases are settled at this stage, as both sides often prefer to avoid the time and costs associated with going to trial. Your attorney will negotiate on your behalf to ensure you receive fair compensation for your injuries.

7. File a Lawsuit if Necessary

If a fair settlement cannot be reached, your attorney will file a lawsuit on your behalf. In Tennessee, you must file within 1 year of the date of injury due to the state’s statute of limitations. Failing to do so could prevent you from recovering any compensation. Your attorney will know how to file a personal injury lawsuit in the appropriate court, setting the legal process in motion.

8. Engage in Discovery & Pre-Trial Motions

Once a lawsuit is filed, both sides will enter the discovery phase. During this time, each party will exchange evidence, witness lists, and other relevant information. Your attorney will also prepare for pre-trial motions, which may be used to clarify issues, dismiss parts of the case, or settle other legal matters before trial.

At this stage, mediation or arbitration may still be attempted to resolve the case outside of court. However, if a settlement cannot be reached, the case will proceed to trial.

9. Trial and Verdict

In the rare event that your case goes to trial, your attorney will represent you in court. This process includes presenting evidence, cross-examining witnesses, and arguing your case before a judge or jury. The judge or jury will then render a verdict, determining whether the defendant is liable and, if so, what compensation is owed to you.

10. Appeal (if necessary)

If the trial results in an unfavorable verdict, your attorney may recommend filing an appeal. Appeals are generally based on procedural errors or legal mistakes made during the trial, not on simply disagreeing with the outcome. If an appeal is warranted, your attorney will guide you through the process of challenging the court’s decision in a higher court.

Navigating a personal injury case in Tennessee requires prompt action, thorough documentation, and legal guidance. Consulting with a knowledgeable attorney from The McMahan Law Firm is essential to ensuring you receive the compensation you may deserve. By following these steps, you can protect your health, safeguard your legal rights, and secure your future after an injury.

Personal Injury Lawsuit FAQs

How Much Are Most Personal Injury Settlements?

Settlement amounts can vary widely based on the severity of the injury, medical costs, lost wages, and other factors. In Tennessee, minor injury cases may settle for a few thousand dollars, while serious cases involving long-term disability can reach six or even seven figures. No two cases are alike, so an attorney can help estimate a fair value based on your specific situation.

What Is the Hardest Injury to Prove?

Injuries like whiplash, chronic pain, or traumatic brain injuries (TBIs) can be difficult to prove because they often don’t show up clearly on imaging tests. These cases rely heavily on medical documentation, expert testimony, and the injured person’s credibility to demonstrate the impact of the injury.

How Do I Make a Personal Injury Claim?

To start a personal injury claim in Tennessee, you’ll need to:

  1. Get medical treatment.
  2. Gather evidence (photos, reports, witness statements).
  3. Notify the at-fault party’s insurance company.
  4. Work with an attorney to file a formal complaint, if needed. 

Tennessee law gives you just 1 year from the date of injury to take legal action, so time is critical.

How Much Should I Settle My Personal Injury Claim For?

You should consider settling after speaking with an attorney, when the offer covers all your current and future medical expenses, lost income, and pain and suffering. It’s best to wait until you’ve fully healed or reached maximum medical improvement (MMI) so you understand the full scope of your damages. Our attorneys can help you determine if a settlement offer is fair or if it’s worth negotiating or going to court.

Get Help With Your Personal Injury Claim Today!

Our experienced legal team can help you understand your options, gather evidence, and build a strong claim on your behalf. From medical bills and lost wages to pain and suffering, we’ll work to pursue the full compensation you could be entitled to under the law.

We know that every case is unique, which is why we offer personalized legal guidance tailored to your specific situation. Whether your injury resulted from a car crash, slip and fall, or another type of accident, we’re ready to stand by your side.

Contact us today to schedule your free case review. There’s no cost to speak with an attorney, and no pressure to move forward unless you choose to. Let us answer your questions, explain your rights, and help you take the first step toward recovery.