The Short Answer:
If you’re involved in a hit-and-run accident in Tennessee where the other driver leaves the scene without stopping, you still have legal options. Report the incident to law enforcement immediately, and notify your insurance provider. You may be able to seek compensation through your uninsured motorist coverage even if the driver is never found. Our office can help you navigate the process, communicate with insurance companies, and explore every option to pursue the compensation you may be entitled to.
Key Takeaways
- A hit-and-run involves a driver fleeing the scene without providing information or assisting injured parties, which is illegal in Tennessee.
- Contact law enforcement right away. A police report strengthens your case and is essential for insurance claims.
- Even minor injuries should be evaluated and documented. This protects your health and supports any future claim.
- If the other driver can’t be located, you may still be covered through your uninsured motorist policy for medical expenses and other losses.
- Take photos of the scene, your vehicle, and any visible injuries. Write down any details you remember, like the fleeing vehicle’s description.
- The McMahan Law Firm’s car accident attorneys can help you file a strong claim, communicate with insurers, and work to recover the compensation you may be owed after a hit-and-run.
What is Defined as “Hit and Run”?
While it is obvious that a driver who strikes a vehicle or person and immediately flees is committing a hit-and-run, the definition also includes other scenarios. For instance, drivers can be charged if they stop but do not provide their information, give false information, or leave before emergency personnel arrive.
Additionally, hit-and-run laws apply not only to roadways but also to places like parking lots. If you hit another vehicle in a parking lot and leave without leaving your information and an explanation of the accident, you can be charged with a hit-and-run. There are exceptions where drivers may not be charged if they immediately go to the closest area to call for first responders.
Penalties for Fleeing the Scene of an Accident
Penalties for fleeing the scene of an accident in Tennessee, as outlined in TN Code §55-10-102 (2021), vary based on the extent of the damage. If the damage to vehicles or property does not exceed $1,500, the offender faces a Class B misdemeanor. If the damage exceeds $1,500, it results in a Class A misdemeanor. Additionally, fleeing the scene can lead to the suspension of the driver’s license for at least one year. Even with an Automated Driving System (ADS), the vehicle’s owner or a representative must report the accident and ensure the vehicle remains on the scene until emergency personnel arrive.
How Can You Recover Damages?
Tennessee is a fault state, meaning that the driver responsible for the accident is liable for the damages. If the hit-and-run driver is identified, their insurance should cover your expenses. However, if the driver is not found, you can rely on your own insurance coverage. MedPay, uninsured motorist coverage, umbrella insurance, and collision coverage are all potential sources of compensation. We can review your policy and help you understand your coverage and options, ensuring you receive the compensation you deserve.
Steps To Take After a Hit-and-Run
Knowing what to do after a hit-and-run accident is crucial for protecting your rights and ensuring you can recover damages. Follow these steps to safeguard your well-being and strengthen your claim. By taking prompt and appropriate actions, you can navigate the aftermath of the accident more effectively and improve your chances of receiving the compensation you deserve.
Get To Safety and Get Medical Attention
Your immediate priority should be your safety and health. Move to a safe location away from traffic, and if you or anyone else is injured, seek medical attention immediately. Even if you feel fine, it’s essential to get checked by a healthcare professional, as some injuries may not be immediately apparent.
File a Police Report
Contact the police as soon as possible to report the accident. Provide them with all the details you can remember, including the make and model of the other vehicle, license plate number, and any distinguishing features of the driver or vehicle. A police report will be crucial for your insurance claim and any legal action.
Collect Evidence From the Scene
Gather as much evidence as you can from the scene of the accident. Take photos of your vehicle, the location, and any visible injuries. If there were any witnesses, get their contact information and ask for their account of the accident. This evidence will support your claim and help establish the facts of the incident.
Inform Your Insurance Company
Notify your insurance company about the accident as soon as possible. Provide them with the police report number and any evidence you’ve collected. Your insurance policy may have specific time limits for reporting accidents, so it’s important to act quickly to ensure your claim is processed.
Talk to a Chattanooga Personal Injury Attorney
Being the victim of a hit-and-run can be devastating, especially if the person at fault is never charged. In these cases, it is so important to have uninsured motorist insurance to cover the cost of your medical bills and lost wages. If you do not have a policy that includes uninsured motorist insurance, we highly recommend adding one to your plan. If you would like legal counsel about what to do after a hit-and-run car accident, contact a representative with The McMahan Law Firm, your Chattanooga personal injury firm.
