A group of high school football players compete on the field.

The Short Answer:

Filing a lawsuit for a high school sports injury is often difficult because schools, coaches, and athletic programs usually have legal protections such as liability waivers, assumption-of-risk rules, and government immunity laws. In many cases, student-athletes and their parents sign forms acknowledging the risk of injury before participating in school sports.

To successfully pursue a claim, an injured student typically must show that someone involved acted negligently or recklessly, such as failing to provide proper supervision, ignoring safety protocols, or allowing dangerous conditions to persist.

While many sports injuries are considered an inherent risk of athletics, a legal claim may still be possible when a coach, school, or third party violates safety standards or acts with unreasonable carelessness.

Get Your FREE Case Review

Key Takeaways

  • Most sports injuries are considered inherent risks. Courts often recognize that injuries can occur during normal athletic participation.
  • Liability waivers can limit legal claims. Many schools require parents and athletes to sign forms acknowledging the risks of sports participation.
  • Schools may have governmental immunity. Public school districts sometimes have legal protections that make lawsuits more complex.
  • Negligence may still create liability. Claims may be possible if a coach, school, or staff member fails to follow safety rules or properly supervise athletes.
  • Each case depends on the specific facts. An injured student may still be able to pursue a claim if the injury resulted from unreasonable or careless actions.

Most Sports Injuries Are Sustained During Practice

Of the over 30 million American children participating in an organized sport each year, over 3 million under the age of 15 end up receiving medical treatments for a sports injury. Many, if not most, of children’s sports injuries are sustained during practice rather than during a game or match. This is often because parents and coaches alike do not take the same precautions during practice as they do during organized meets.

Paying Medical Bills for Sports Injuries

If your child is insured through your coverage or his or her own medical insurance policy, treatment for their injuries and subsequent follow-up doctor visits and care will generally be covered, after reaching a deductible or paying co-pays, up to the insurance policy limits.

In many cases, you would be able to file a claim as a third party under the liability coverage of a business or organization at fault for your child’s injury. Remember, the organization’s insurance company does not have your child’s best interest at heart in these circumstances—they want to pay the least amount in order to settle the claim.

Now, personal injury lawsuits filed against school districts are an entirely different matter. Because public school districts are government entities, you cannot simply take them to court. Each and every government institution has its own strict procedure in place for making a claim against them for any injury that the government allegedly caused. In such cases that you think a school or one of its employees should be held liable for your child’s sustained sports injury, it’s best to seek the help of an experienced personal injury attorney.

High School Sports Injury FAQs

Can a School Be Sued for a Sports Injury?

Yes, a school may be sued for a sports injury in certain situations, but it can be difficult. Public schools often have government immunity protections, and many student-athletes sign liability waivers before participating. However, a lawsuit may be possible if the injury occurred because of negligence, unsafe conditions, or failure to follow safety protocols.

For example, a school could potentially be liable if staff members failed to supervise students properly, ignored known safety hazards, or allowed dangerous equipment or facilities to be used during athletic activities.

What Is the Assumption of Risk in School Sports?

Assumption of risk is a legal principle that means athletes accept the normal dangers associated with playing a sport. When students participate in activities like football, soccer, or basketball, they are generally considered to understand that injuries can occur as part of the game.

Because of this rule, many sports injuries cannot lead to lawsuits. However, assumption of risk does not protect schools or coaches from negligence, such as ignoring safety rules or allowing dangerous conditions that go beyond the normal risks of the sport.

When Is a Coach Liable for a Sports Injury?

A coach may be liable for a sports injury if their negligent actions or decisions contributed to the injury. Coaches have a duty to provide reasonable supervision, follow safety protocols, and protect student-athletes from unnecessary harm.

Examples of potential coach negligence may include:

  • Failing to properly supervise athletes
  • Encouraging dangerous drills or conduct
  • Ignoring concussion symptoms or other injuries
  • Allowing unsafe equipment or facilities to be used

If a coach’s conduct falls below accepted safety standards and leads to an injury, a legal claim may be possible.

Do Liability Waivers Prevent Lawsuits?

Liability waivers can make sports injury lawsuits more difficult, but they do not always prevent legal claims. Many schools require athletes and parents to sign forms acknowledging the risks involved in sports participation.

While these waivers can limit liability for normal injuries, they usually do not protect schools or coaches from negligence, recklessness, or violations of safety rules. If an injury occurred because someone failed to act reasonably or ignored known risks, a claim may still be possible despite a waiver.

Exceptional Cases

Because of the assumption of risk involved when your child partakes in a sports-related activity, it is difficult to prove fault in personal injury lawsuits that happen during sports. Also, many people stop seeking legal recourse for such injuries because the legal fees they would incur outweigh the medical bills needed to cover treatments for the injury. However, it is sometimes worth it to attempt to seek damages from schools and school districts for a personal injury, particularly in cases of extreme injuries with much higher medical costs. In fact, though most children’s sports injuries occur from team sports, the most extreme of children’s sports injuries occur during individual sports, like gymnastics.

If you have a possible injury lawsuit against a school or district on behalf of your child, it’s best to get an experienced legal team on your side. We at McMahan Law Firm have several decades working as injury attorneys. If you’re located near Chattanooga, be sure to give us a call today.